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We are a multi-state commercial insurance agency with access to over 100 of the best insurance carriers in the nation.  We will analyze the risk exposures your company faces and customize a coverage solution for you at the best possible prices.  

We specialize in commercial insurance for construction contractors.

  • General Liability

  • Excess Liability/Umbrella

  • Workers' Compensation

  • Business Auto

  • Surety Bonds


A unique feature of our firm is that we are licensed to work with you on a fee basis.  In this capacity we will analyze your company's risk exposures, review your current insurance policies, and make recommendations.

Additionally, we can take the burden off of you at renewal time by being the sole point of contact between you and agents.  We will provide them with the necessary information, review all bids, negotiate the prices down, and give you our honest opinion on how you should proceed.

To avoid any conflicts of interest, we cannot act as your broker if we are your risk manager.


Insurance can be a particularly large expense for some businesses.  In some circumstances, it may be more economically feasible to spread the payments out over a longer period of time.

At Raves & Associates, we can shop several of the highest rated premium finance companies to get you the most favorable rates.

We finance policies written from any agency and do not require to be listed a broker of record (BOR).

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